Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

1 hour and 33 minutes on the phone, and no one has picked up the phone. Still waiting. Very long wait times every time. This is not a government company, but they have become horrible. Terrible ...

This flask excels at thermal retention: my flat white was still steaming after a two-hour morning hike and swim in the Lake District, while iced coffee stayed cold for the entire afternoon on a 24C ...