One of the most notable changes coming next year is the widespread introduction of death benefit securitization products across all life insurance companies. Initially rolled out by five major ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

This document shows how a policy can perform in certain scenarios, but the actual outcome might be very different ...

Find out more about its costs and coverage options.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account that you get to decide how to invest. Variable life insurance ...

Life insurance can help your family replace lost income, pay off large debts and allow you to leave a financial legacy after you die. But it can be complicated. There are lots of different policy ...

Life insurance policyholders can typically buy coverage for a spouse or child by adding dependent life insurance coverage to an existing policy. Dependent coverage options vary by company and plan, ...